Credits & Acknowledgments

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Unless otherwise acknowledged, all photographs are copyright Martalli Design.

The keyboard Owl is from Alexas Fotas.

Image on this page: “Don’t be overwhelmed!” from StartupStockPhotos from Pixabay

The image on the post: “Oz Homestay – Handbooks for Student and Hosts” is by Pexels from Pixabay

Image in news post about credit card surcharges and merchants by mastersenaiper from Pixabay

Main page image by Gerd Altmann from Pixabay (Woman), DJ Ludlow from Pixabay (building construction) and chain by Kranich17 from Pixabay